If an insured person takes unpaid leave, extends their maternity leave or military service (RS), for example, please notify us of the suspension.
Tellco pk offers various types of suspension: risk, savings, full suspension or risk + savings
- Risk: During the interruption, insurance cover for death and disability in accordance with the BVG remains in place. However, no savings contributions are made.
- Savings: During the interruption, the insured person can voluntarily continue to pay contributions into the second pillar in order to maintain the savings process.
- Full suspension: During the interruption, both risk and savings insurance are suspended. No contributions are paid, and insurance cover is completely suspended for the duration of the suspension.
- Risk + savings: During the interruption, insurance for death and disability in accordance with the BVG remains in place. At the same time, the insured person can continue to make voluntary savings contributions to the second pillar.
In the BVG, a suspension serves to ensure insurance cover during a temporary interruption of employment without terminating the contract.